The GST credit Canada July 2025 has officially been released by the Canada Revenue Agency (CRA). Millions of eligible individuals and families have received their quarterly Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit to help offset the cost of sales tax on everyday purchases.
This CRA benefit is one of Canada’s core financial relief programs, designed especially for low to moderate-income earners. Whether you’re single, married, or a parent, the July 2025 payment aims to ease cost-of-living pressures across the country by providing a tax-free financial boost every quarter.
When Was the July 2025 GST Credit Issued?
The GST credit Canada July 2025 payment was issued on July 5, 2025. Payments were sent either through direct deposit or mailed cheques, depending on the banking information available with the CRA. Most individuals received their payment on the same day, while some cheques are expected to arrive within 5 to 10 business days.
This July installment is the first quarterly payment for the 2025–2026 benefit year, based on your 2024 income tax return. The payment schedule remains the same: once every three months—in July, October, January, and April.
How Much Is the July 2025 GST Credit?
The amount of the GST credit Canada July 2025 varies based on your family structure and annual income. Below is a breakdown of average payments for the July installment:
| Household Type | Annual GST Credit | July 2025 Quarterly Payment |
|---|---|---|
| Single (No Children) | Up to $519 | $129.75 |
| Married/Common-Law Couple | Up to $680 | $170.00 |
| Each Child Under 19 | Additional $179 | $44.75 per child |
For example, a couple with two children could receive up to $259.50 this quarter. The final amount depends on your net income, marital status, and number of eligible dependents under the CRA benefit system.
Who Is Eligible for the GST Credit in July 2025?
To qualify for the GST credit Canada July 2025, individuals must meet all of the following requirements:
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Be a Canadian resident for tax purposes
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Be at least 19 years old (or living with a spouse/partner or parent)
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Have filed your 2024 income tax return (even with zero income)
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Meet the CRA’s net income threshold
Income thresholds vary annually. For 2025, full credit is generally available for singles earning less than $49,000 and families under $58,000, but partial payments may still be issued above those limits based on CRA’s formula.
If your tax return was delayed or incomplete, you may not receive your payment until your return is processed.
How to Check Payment Status or Update Details
To ensure your GST credit Canada July 2025 reaches you, you can:
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Log into the CRA My Account portal to check payment status
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Ensure your banking details are updated for direct deposit
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Contact CRA if you changed marital status, dependents, or moved recently
If you are a new resident, you must complete Form RC151 to apply for this benefit manually, along with immigration documents and proof of residency.
FAQs
When will the next GST credit payment be made after July 2025?
The next payment will be issued in October 2025, followed by payments in January 2026 and April 2026, continuing the quarterly cycle.
What should I do if I didn’t receive my GST credit in July?
Wait for at least 10 business days. If you still haven’t received it, contact the CRA to confirm your eligibility and banking or mailing information.
Is the GST credit taxable?
No, the GST credit Canada July 2025 is a non-taxable amount and does not affect any other government benefits or tax liabilities.
Can I get GST credit if I didn’t earn any income last year?
Yes, but you must file a tax return for 2024 to be assessed for eligibility—even if your income was zero.
How is the GST credit calculated?
It’s based on your net family income, marital status, and number of children under 19. CRA uses your 2024 tax return to calculate the July 2025 payment.
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